How Newlyweds Should Handle Cash Wedding Gifts When Buying a House

The standard bridal registry contains an array of home goods, typically ranging from stemware to linens, decorative items, and even electronics like televisions. However, couples today are not tied to tradition. For them, cash wedding gifts are most appreciated especially for the couple that plans to use these monetary wedding gifts as part of a down payment on a house.

According to the U.S. Census Bureau, the average cost of a new home in the United States is $380,000. For just a 3-percent down payment, newlyweds would need $11,400, while a 5-percent down payment would be $19,000. Creating a home fund as part of your wedding registry can help.

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Types of Gift Funds

It’s not uncommon for couples to shy away from the traditional bridal registry. Many engaged couples already have the home goods they want or need and often these couples simply don’t have room for a full set of china or a pair of fancy serving trays. One option is to ask for cash as a wedding gift. While couples do run the risk of offending some wedding guests with a cash request, there are others that will understand and be happy to oblige.

However, gift funds offer another way to help build up a home fund for a couple. Sites like are where friends and family can place a monetary wedding gift designed to help with the down payment or any other costs associated with the purchase, such as the inspection. Working with a site designed specifically as a “registry” for home down payment gifts can offer an advantage to the future homebuyers.

Handling Cash Wedding Gifts for Home Down Payment

Whether the cash wedding gift is received via a PayPal fund, crowdfunding site like Go Fund Me, or a site like Feather The Nest, couples need to be aware of certain rules for using this money as part of a home loan down payment. recommends it’s always important to “leave a paper trail.” They state, ” When applying for a home loan, you’ll need to verify that your down payment is yours, free and clear, and not the result of another loan.”

Fortunately, crowdfunding sites and sites like Feather The Nest provide documentation of the monetary gifts received through their platform. If you’re keeping track of cash gifts that will later be used for a home down payment specific information is needed. This information may include but is not limited to:

  • Amount of cash gifted
  • Name and contact information of the gift giver
  • Name and contact information for the depository (ie: name of the bank, crowdfunding site, PayPal)
  • Date the cash gift transferred to your account/depository
  • Signatures: the gift giver and recipient (you and/or your partner)

You may also need to provide the address of the home being purchased and the nature of your relationship to the gift giver. Different lending institutions have different requirements, so newlyweds may be asked to provide additional information or documentation. For the gift giver, it may be important to know that there can be taxes on certain gift amounts.

In general, it’s always best to consult a mortgage lender or banker first before setting up a crowdfunding or cash registry for wedding gifts. These professionals can help you avoid missteps and help determine what may be the best way to handle cash wedding gifts when purchasing a home.

Features Offered By Bulk Messaging Service

To deliver messages to a large number of audiences there is special software to manage all the messages whether sent or received. Have you ever imagined how those messages from different telecommunication companies send you the messages after certain intervals?

These are operated via software that is installed in their systems and they set intervals to send messages to a certain group of people, say in a particular city. When there comes a need to reach the potential customers the first thing that comes to your mind is the bulk sms service that the firms use as compared to other sources of marketing. The most important benefits that attract companies to use such a technique is its cost effectiveness and wide and easy reach to the customers and also its ability to integrate with any system using bulk smsapi.

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Most of the customers also find it convenient to receive and read sms for reminders and alerts from companies rather than any other form of advertisement. Every type of business uses bulk sms service for different purposes. For instance, banking firms use it as reminders and to communicate new schemes to its customers, marketing firms use these to tell the customers about a new product, IT firms use it for mere communication with their clients etc. many potential customers can be approached through bulk sms and in no time.

Pre requisites

The first pre requisite is to take a decision to take up this form of service which will not be a difficult one. The next is to choose a trusted service provider and the variety of options of packs that are available from different service providers. The suitable pack and provider should be chosen for best of the company.

The system has to be installed in the devices of the firm to send bulk sms to different people. There has to be followed a standard application programming interfaces which gives the function of SMS to any program. All large scale firms to the small scale one use the service of bulk messaging as it is a cost effective technique and businesses exploit the likes of the service for spread of their business to large targeted areas. To target the customers accurately, this is the best option as there is no need to repeat the same task again and again.

There is surety in the fact that the messages will reach their target audience who have been in a relationship with the company and have agreed to the terms and conditions of receiving messages from the company. This method ensures that the already existing customers continue to be satisfied through the business along with gaining new customers. Other than benefits to the companies using this feature, it gives many benefits to the customers who get a good communication with the company they buy their stuff from. This fulfills the demands of both the firm and the customers. Also, messages can be sent using any of these devices to any part of the world.

How to Stand Out Among Other E-Commerce Businesses

The first thing that you will learn when you are setting up your e-commerce venture is that your business is a dime a dozen. Even the most innovative idea often has a great deal of competition. As a result, it can be easy to get lost among the dozens or even hundreds of other sites that are offering similar products or services. Fortunately, with the right tactics, you don’t have to suffer this fate. Instead, you can rise to the top as long as you are aware of what you need to do:

Market Your Business Properly

If you want to set yourself apart from everyone else, you are going to need to sell your goods or services in a unique way. If you aren’t experienced in this field, there is a good chance that your campaign isn’t going to make much of an impact. This is why one of the first things that you will need to do is to hire a digital marketing agency Bangkok to carry this out for you. Individuals involved in this industry are well versed in all of the tactics that they need to utilise. Most importantly, however, they will know how to focus their strategies so that you gain the attention of relevant clients. This gives you the opportunity to gain paying customers that much faster.

Work on Your Branding

Branding is what helps to make you stand out from your competition, even when you are selling similar products. Consider cola drinks, for instance. If you were to test the drinks side by side, there is a good chance that there would be very little difference in taste. So, what makes one soda infinitely more popular than the other? Well, that would be branding. It is important to understand that how people see your brand is just as important as what it is that you are selling. Therefore, you should work to create a logo and tagline that resonates with people and one that will continue to choose over your challengers.

Create a Connection with Your Customers

When you appeal to potential clients on a personal level, you are more likely to garner their attention. This is because such a tactic casts you in a more approachable light to your customers. One of the best ways to create this link is to tell a story. You can focus on why you decided to build your businessprovided it is a relatable narrative. Or, you can decide to focus on why and how you are going to give your customers the best possible service. By making the consumer feel as though they are the main focus of your efforts, you will be seen as being more appealing.

Offer Additional Services

This doesn’t always mean teaming up with another company or internet team. It can simply refer to providing your consumers with a value-added service. Imagine, for a moment, that you are involved in selling bridal gowns. This gives you the opportunity to provide brides-to-be with an abundance of fashion advice. Although you may be selling dresses, you can still offer your clients information about accessories, hairstyles, bouquets, bridesmaids’ dresses, etc. This is what will make you more alluring when compared with your contenders.

These are the tactics that you can use to great success. You should use all of the advice provided here to maximise your results within a short period of time.